We’re delighted to announce the below confirmed speakers for the Summit. 

Keynote Speakers


Philip Lowe

Governor, Reserve Bank of Australia

Mr Lowe holds a PhD from the Massachusetts Institute of Technology and a B.Comm (Honours) in Economics/Econometrics from the University of New South Wales. He has authored numerous papers, including on the linkages between monetary policy and financial stability. He commenced as Governor on 18 September 2016.

He is Chair of the Reserve Bank Board and Payments System Board, and Chair of the Council of Financial Regulators. He is a member of the Financial Stability Board. Prior to his current role, he held the positions of Deputy Governor, Assistant Governor (Economic) and Assistant Governor (Financial System). He also spent two years at the Bank for International Settlements working on financial stability issues.

Mr Lowe is Chair of the Financial Markets Foundation for Children and a director of The Anika Foundation. He is also Chair of the Committee on the Global Financial System of the Bank for International Settlements.

Mr Lowe is a signatory to The Banking and Finance Oath.

Senator the Hon Jane Hume

Assistant Minster for Superannuation, Financial Services and Financial Technology

For complete details:  https://www.senatorhume.com/aboutjane 



Michael Bacina

Partner, Blockchain Group

Michael is a Partner in Piper Alderman’s Blockchain Group based in Sydney assisting blockchain and fintech companies with the merger of cutting edge technology and a challenging regulatory space as rapid development and adoption of new technology occurs. As a former developer, Michael has a rare combination of technical, regulatory and legal skills which he leverages to assist his clients.

As Initial Coin Offerings rose to prominence in 2017, Piper Alderman was on the forefront, advising a significant number of the top ten Australian ICOs. As the space has matured and hype has faded, Piper Alderman continues to lead the blockchain space in Australia, advising digital security offerings and other Blockchain deployments within existing business models. We assist a range of Blockchain projects from enterprise level deployments to start-up ventures, cryptocurrency payment providers, crypto exchanges, RegTech and compliance for other technology.

Since founding and existing a successful start-up in the early 2000s, Michael has maintained an active involvement in software development. He is knowledgeable in the workings of (and legal issues surrounding) virtual currencies and cryptocurrencies, blockchain projects, smart contract deployments as well as FinTech and RegTech projects.

Heath Behncke

Founder & Managing Director, Holon Global Investments

Heath Behncke is the Founder and Managing Director of Holon Global Investments, a global equities manager focused on innovation and investor aligned wealth management. Over the last twenty years Heath has forged a strong career in investment management, developing a deep knowledge of equities’ markets and the financial services sector. Since 2016, Heath has focused on researching and investing in businesses taking advantage of global digital innovation, and the impacts on capital markets and wealth management. Heath established Holon to bring together a team of experienced investment and business professionals committed to growing the wealth of Australians through intelligent and responsible investing. Heath is also the Executive Chair of Fabrick Innovations, a developing consortium that is seeking membership to the Libra Association to operate validator nodes for the Libra global digital currency.

Mahesh Bhalerao

Director, Next Billion Users & Payments Ecosystem Partnerships

Mahesh Bhalerao joined Google in 2011 and has led Marketing and Business Development initiatives with a strong focus in Asia based out of Singapore. Mahesh is currently responsible for product and business partnerships across all initiatives across the Next Billion Users product team globally. In addition to that Mahesh also leads all the partnership efforts for Payment ecosystem for Google APAC. Prior to this, he was Director of Business Development and Partnerships (India, Southeast Asia & South Asia) for the Android & Play Business where he was responsible for product and platform partnerships with Carriers, OEMs & Retail Organization for the region and Android & Google Play Marketing for the region. Prior to Google Mahesh was with Yahoo! leading marketing for Yahoo! Mobile properties in India and then for the APAC region.

Mahesh has a Bachelor’s Degree in Production Engineering from Pune University, India and an MBA from IBS Bangalore India.

Michele Bullock

Assistant Governor (Financial System)

Michele Bullock is the Assistant Governor (Financial System) at the Reserve Bank of Australia.

Michele Bullock was appointed to her current position in October 2016. In this role she is responsible for the Bank’s work on financial stability, including production of the twice-yearly Financial Stability Review, as well as the Bank’s oversight of the payments system. She is a member of the Bank’s senior policy committees, Deputy Chair of the Payments System Board, member of Chief Executive Women (CEW) and executive sponsor of the Bank’s employee resource group for accessibility.

Prior to her current position, Michele held a variety of senior management positions in the Bank. Most recently she held the position of Assistant Governor (Business Services). She was also Assistant Governor (Currency), Adviser for the Currency Group and, before that, she was Head of Payments Policy Department.

John Chaplin

John Chaplin is adviser to a number of leading payments organisations in Africa, Asia, Europe and the Middle East. He previously held senior roles at both Visa and First Data where, amongst other responsibilities, he gained experience of providing domestic switching & processing services in multiple markets. More recently he has advised domestic payments schemes/switches and regulators in markets as diverse as Morocco, South Africa, Turkey and Vietnam.

John is Chairman of Global Processing Services in Europe, and a board director of Interswitch in West Africa, T-Pay in Egypt and Sentenial in Ireland. He is actively involved with African private equity as payments adviser to Helios Investment Partners.

He established the Payments Innovation Jury in 2008 to collect and analyse the views of successful payments industry leaders on how innovation happens and then to share their insights for the benefit of the industry. The Payments Innovation Jury, which is a not for profit initiative, produces reports in 3 main areas:
·      The Global Payments Innovation Jury, looking at consumer and B2B payments innovation across all 5 continents
·      Regional Innovation Juries, so far looking at Africa and China
·      Domestic Payments & Switches Juries, looking at domestic payments in a series of reports since 2013

He is a regular speaker at major industry conferences such as Money 2020.

Rob Davies

Country Manager, Australia and New Zealand, Feedzai 

Rob Davies is a senior sales executive with 20 years of experience in the technology and software industries. Rob joined Feedzai in 2018, and since then has helped the company expansion in Australia and New Zealand. Before joining Feedzai, Rob held roles in companies such as Oracle, Fico, and Gartner, leading them to market share growth.

Dr Luke Deer

Dr Luke Deer is a freelance researcher, writer and speaker on financial technology in China and Australia. Luke contributes to Executive Education on financial technology topics at The University of Sydney Business School, where he also teaches in the Finance Discipline on international banking and bank supervision.

Luke recently completed a report on fintech payments innovation and cross-border integration between China-Australia for the Australia-China Relations Institute (ACRI) at the University of Technology Sydney.

Previously, Luke was the research director for the first Asia Pacific Alternative Finance Benchmarking Report published in 2016 and led by the Cambridge Centre for Alternative Finance, The University of Sydney Business School, and Tsinghua University Graduate School of Shenzhen, in partnership with KPMG and supported by the ACCA.

Luke has a PhD in Government and International Relations from the University of Sydney, and Bachelor of Arts (First Class Honours) from the Australian National University.

Luke is the co-host of The Fintech in China Show podcast.


Bill Doran

Head, Oceania, SWIFT

Bill Doran joined SWIFT’s commercial team in Sydney in 2004. During his time at SWIFT, Bill has developed a deep understanding of the payments and securities industries in Australia and New Zealand, and has held key roles in delivering the SWIFT-based payment systems in both countries as well as supporting the evolution of automated clearing and settlement capabilities at ASX-Austraclear, ASX-CHESS and NZClear.

In 2011, Bill started managing the relationship with the region’s key clients before being promoted in 2013 to Head of Oceania, responsible for all of SWIFT’s commercial activities in the region. Bill led SWIFT’s successful bid to provide the Basic Infrastructure services for the New Payments Platform (NPP) in Australia, which went live in November 2017.

Prior to SWIFT, Bill worked in various industries including telecommunications, transport and finance as well as the leading a team at IBM responsible for the results systems for the Sydney 2000 Olympic Games. He has experience in diverse markets including relocation assignments in Spain, USA and Vietnam.

Bill is Australian.

David Fodor

Business Development Financial Services – Australia & New Zealand, Amazon Web Services

For the past 25 years David has worked within the Financial Services industry both domestically and in the UK, accumulating a diverse skill-set transcending the banking value chain. David has led large onshore and offshore operational teams spanning Product Management, Finance, Risk, Procurement and HR operations. David spent the last five years of his tenure in Banking driving Technology Transformation agendas focused on core banking and analytic platforms. He joined the Amazon Web Services Business Development team in 2017 as the FSI lead for Australia and New Zealand.

David is an authentic leader, coach and mentor. David is an ambassador for the Movember Foundation as a passionate promoter of the importance of positive mental health in the workplace. David is a member of the Australian Institute of Company Directors and holds an Economics degree from La Trobe University.

Franklin Garrigues

As Vice President in Digital, Franklin leads developments aiming to transform how the bank interacts with its employees and customers on a North American basis. Among his projects, he leads the effort to “mobilize” TD Bank colleagues; untethering and empowering employees. He also leads the enterprise effort coordinating the Customer Engagement Management platform build.

As part of his mandate, Franklin leads the Digital Identity agenda for the enterprise, building and delivering a platform that will transform how Canadians assert their identity in the digital world; in addition to serving on the DIACC board. He also leads TD’s involvement and efforts around Open Banking, covering both regulatory and market developments, he represents TD on the Financial Data Exchange (FDX) board.

Prior to this role, Franklin held various Risk Management roles in Direct Channels and Business Banking, and also led Branch Services Centres in Canada. Prior to joining TD in 2008, Franklin was a consultant with McKinsey & Company where he served as a leader in the North American Financial Institutions Operations practice. He has also worked with L’Oreal in various General Management roles in operations in France.

Franklin is a graduate of the Kellogg School of Management, Northwestern University with a Masters of Business Administration. He also holds a Master of Science in Electrical Engineering from Ecole Superieure D’Electricite.

In his personal time, Franklin volunteers at local charities across the Greater Toronto Area most recently through United Way and Ample Labs.

Tom Graham

Product Innovation, Quest Payment Systems

Tom leads the Product Innovation team at Quest Payment Systems with a strong focus on mobile and the evolving payments landscape.

For much of his professional career Tom has worked in the payments industry, writing software in a range of areas from back-end tokenisation services to user-facing mobile apps.

Tom is a technology enthusiast with a passion for web, mobile, and developing bespoke code for specific use cases.

Warren Hogan

Warren Hogan is an economist and financial markets strategist who has worked for major banks and Government for the past 25 years. He is based in Australia having works for The Australian Government Treasury, Credit Suisse and ANZ Bank where he held the position of Chief Economist from 2010 to 2016.

Warren has extensive international experience having spent much of the past 25 years travelling the world speaking to investors, governments and major corporations about the world economy and global financial markets. His advice is sought by investors, politicians and corporate leaders. As ANZ Chief Economist, Warren was responsible for a team of 50 economists and strategists with a focus on the Asian region and the global markets.

Warren has been recognised as one of Australia’s top business economists in industry surveys and awards.

Current Work
He is a commentator in the media with regular interviews on ABC, Sky, CNBC and Bloomberg as well as major global publications including The Economist magazine and The Financial Times.

He is an Industry Professor and the inaugural Executive in Residence at the UTS Business School in Sydney. Warren is married with 2 children.

Exclusively represented by Saxton

Nicholas Hollings

Global Solution Architect, Equinix

Nicholas has over 20 years of experience across Enterprise IT, Consulting, Professional Services, Managed Services, IT Sales and Cloud across multiple technology domains.

As a Global Solution Architect at Equinix Nicholas uses his unique position at the epicentre of Cloud, Network, and Enterprise to assist customers with their strategic requirements. Nicholas’ broad range of technology expertise leverages this position to help Customers and Partners to understand the value of interconnection and help with strategic solutions that drive business value in a rapidly changing world of Cloud, Hybrid cloud and cloud services.

Andrew Jamieson

Director of Technology and Security, UL

Andrew Jamieson is the Director of Technology and Security for the security and payment division of UL.  Andrew has over 25 years of experience in working with payment systems and emerging technologies, and before working with Underwriters Laboratories he worked for a number of different companies creating new technologies in the areas of payment systems and consumer products. In this capacity, Andrew has written a number of payments and security based patents – which have been granted around the world – as well as creating or assisting with the formalisation of security testing standards.

Andrew has direct experience with most of the security testing processes in the area of payment and embedded systems, both in developing compliant systems and evaluation of other companies solutions, and regularly works with participants in these industries around the world to further security.

Andrew holds a Bachelors degree in Electrical Engineering, and a Masters Degree in Applied Science (Information Security).

Nicole Jolliffe

Principal, Standards, Oceania, SWIFT

Nicole Jolliffe is a Senior Standards Specialist with over 25 years of experience in banking, finance and consulting, covering securities and FX standards. She is currently responsible for the ISO 20022 Programme in Oceania including running information webinars and training workshops.  Her most recent engagements include acting as the standards expert on the New Payments Platform (NPP) programme team, as well as taking part in usage guideline creation and mapping to ISO 20022 for a major Securities Market Infrastructure.

Anne Kinsella

Director Digital Products, Transport for NSW

Anne is currently Director of Digital Product Management for Transport for NSW. In this role she is responsible for Product Strategy and Product Management for Ticketing products and Digital Customer channels at Transport for NSW to support the customer experience and the innovation agenda.  This includes the rollout of contactless payments onto the Opal network, the launch of the world’s first fully integrated revenue protection app that reads both contactless payment cards and closed loop Opal cards, and the ongoing development of the Opal Travel App which has over 2 million downloads. Anne has previously worked at eBay, PayPal, MasterCard, CBA and Yahoo!

Prof Dr. Tanja Lange

Prof Dr. Tanja Lange joined the Technische Universiteit Eindhoven (The Netherlands) as Full Professor in 2006. Her work bridges the gaps between algebraic geometry, theoretical cryptography, and real-world information security. She is an expert on curve-based cryptography and post-quantum cryptography.

Prof. Dr. Lange is on the editorial board for 4 journals and serves on 3 steering committees, including the workshop series on Post-Quantum Cryptography. She coordinated the EU-H2020 project PQCRYPTO — Post-quantum cryptography for long-term security https://pqcrypto.eu.org She is a regular speaker at crypto and security conferences and has written more than 70 articles and books, including an article in Nature on Post-Quantum Cryptography.

Adrian Lovney

CEO, New Payments Platform Australia

Adrian commenced as the inaugural CEO of NPP Australia Limited in September 2016. Launched to the Australian public in February 2018, the New Payments Platform provides Australian businesses and consumers with a fast, flexible, data-rich payments system for making their everyday payments, and provides a platform for future growth and innovation.

Prior to joining NPP Australia Ltd, Adrian was General Manager, Product & Service at Cuscal Ltd. Adrian was responsible for all product management and operational functions, marketing, sales, and client service. Cuscal was a founding participant of the Real Time Payments Committee and Adrian was one of several senior staff deeply involved in the design, development and governance of Australia’s NPP.

Mary McHale

Business Development Director Financial Services, Asia Pacific Equinix

Mary is responsible for building new relationships and creating interconnection opportunities across multiple industry verticals to develop the Equinix Digital Commerce Ecosystem in Asia.

She would describe her job like this, “Equinix is in a unique position where our financial services clients know us for our network of carrier neutral data centers that protect and store their data; what we are only just beginning to uncover is the huge potential that we can offer in connecting them securely to the cloud, and even more interesting, to each other.  We are perfectly positioned to help companies in the digital commerce ecosystem leverage new business models and position themselves for future capabilities.  My job is to make introductions between the players so that the interconnection can happen and they can in turn deliver an enhanced user experience.”

Mary has more than 25 years of experience in the banking and financial services sector including leadership roles at Citi, JP Morgan Chase and Bank of America.  She recently joined the Advisory Board for the Emerging Payments Association and is also a member of the Advisory Board for Women in Payments Asia.    

Robert Milliner


Robert Milliner is an independent director of AusNet Services Ltd, and the Global Infrastructure Hub Ltd (a G20 initiative), Chairman of the Board of the Foundation for Young Australians and a member of the APEC Business Advisory Council. He is also a Senior Adviser at UBS, and a Senior Adviser to the Secretary General of the International Chamber of Commerce. Mr Milliner is an Honorary Member of the Business Council of Australia and member of two BCA policy committees. From 2004 to 2011, he was Chief Executive Partner of Australia’s pre-eminent international law firm (now) King & Wood Mallesons. Since 2013, he has been a significant participant in the Business 20 advising G20 Governments.

Emma Poposka

Managing Director, bronID

Emma Poposka is a Managing Director at bronID. She has more than 10 years experience in software development, governance and compliance. In her current role at bronID, she is helping financial services companies to fight financial crime efficiently and prevent money laundering. Together with the bronID team, Emma is working on a complete AML/CTF toolkit that will enable any financial services organisation, regardless of its nature or size, to have access to adequate policies, frameworks and tools to mitigate money laundering and terrorism financing risks.  

Since 2016, Emma is particularly interested in new types of financial services constructs such as digital and crypto currencies, crypto securities and “utility” tokens. Her team is working on a set of measures to prevent potential misuse of these new types of financial instruments.  

Graeme Pyper

Regional Director, SafeNet

Graeme Pyper joined SafeNet and latterly Gemalto Security in May 2012, in 2019 Gemalto was acquired by Thales as part of their continued strategy to enhance Digital Identities and Security for organisations around the world.  Graeme currently is responsible for company’s Australia, New Zealand and Pacific Islands Cloud Security business unit serving as Regional Director.

With over 25 years of business experience in information security and data protection, Graeme has established himself as a leader in information security with specialties in Encryption and Key Management, helping to change the way businesses view and manage their most sensitive data.

Graeme has grown a number of security brands across UK, EMEA and APAC with a consistent approach and often called upon for advice and guidance by many corporates. More recently Graeme was a panel guest on Sky News Australia’s Innovation Forum discussing cloud and how best companies can secure information in a best practice approach.  He is a strong privacy advocate and has a strong understanding of Risk and Compliance.

Suresh Rajalingam

Commercial Director, Key Accounts, Oceania, SWIFT

Suresh joined SWIFT in 2013 as Commercial Director, Key Clients – Oceania, responsible for the execution of objectives to deliver solutions to meet customer requirements, deepen relationships, grow revenue and achieve sales targets within the major client segment in the Oceania region.

Prior to joining SWIFT, Suresh has held senior positions for over 14 years across National Australia Bank, Commonwealth Bank of Australia and St. George Bank within Global Transaction Banking, Payments and Cash Management Sales teams. During this time, Suresh gained sound understanding of transaction products and services across Asia Pacific region and general understanding of buying behaviours of transaction services for Financial Institutions, Wholesale and Corporate market segments with significant exposure into Multinational and Domestic Banks with cross-border and domestic presence.

Tony Richards

Head of Payments Policy, Reserve Bank of Australia

Tony Richards is Head of Payments Policy at the Reserve Bank of Australia where he is responsible for the Bank’s analysis and advice to the Payments System Board on improving the safety and efficiency of the Australian payments system and the Bank’s oversight of Australia’s clearing and settlement facilities. His previous roles at the Reserve Bank have included serving as Head of Economic Analysis, Head of Economic Research and Deputy Head of International Department.

Katrina Stuart

Head of Engagement, New Payments Platform Australia

Katrina Stuart is responsible for market engagement for NPP Australia, working with financial institutions, prospective Overlay Service providers and other interested parties to grow volumes on the platform. Prior to joining NPP Australia, Katrina worked for American Express in Sydney, Singapore and London with responsibility for growing third party issuing and acquiring volumes in multiple markets across South East Asia. Katrina has also worked for National Australia Bank, managing their Self Service Channel, as well as with Booz Allen & Hamilton as a management consultant in their Financial Services Practice.

Toby Walsh

Toby Walsh is a world-renowned professor on artificial intelligence at the University of South Wales and Data61. He was named by the media as a “rock star” of the digital revolution and included on the list of the 100 most important digital innovators in Australia. Toby is the author of the books ‘IT’S ALIVE’, ‘Android Dreams’, ‘Machines That Think’ and ‘2062: The Year that AI Made”.

Toby is a sought-after keynote speaker on how artificial intelligence influences business, education, warfare, personal development, and finance, among others. His talks were featured at TED, Adobe Pacific Summit, Future Shapers Forum, CEBIT and Quest Future of AI. He has advised a number of leading organizations on their AI strategy such as McKinsey & Co, Bertlesmann, TATA Consulting, SeviceNow, Clayton Utz, the NSW Department of Education, and Penguin Random House.

Prof. Walsh is a passionate advocate for limits to AI to ensure AI is used to improve, not hurt, our lives.
Together with Pope Francis, Toby was voted runner up in the Person of the Year Award by the Arm Control Association, recognizing his work in ensuring safe use of AI in warfare.

Australian Payments Network Ltd

Email: info@auspaynet.com.au

Level 23, Tower 3, International Towers,
300 Barangaroo Avenue, Sydney NSW 2000

Contact Us

Tel: +61 2 9216 4888
Email: info@auspaynet.com.au
Website: auspaynetsummit.com.au 

Key Dates

Early Bird Deadline
27 September 2019

Australian Payments Network Summit
10 December 2019



Payments - The Key to the Best Customer Outcomes